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Mar 30, 2018 Paying extra on a mortgage saves big bucksPublished 30 March 2018 According to a new study published in the Journal of Financial Economics, 20 percent of homeowners who could have benefited from refinancing chose not to and lost out on $5.4 billion in interest savings. While refinancing may be advantageous for some, it may not be possible or cost effective for others.
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Published 23 February 2018 LAS CRUCES – It was just a few weeks ago that I shared the story of a young school teacher who was struggling to decide whether to buy an easy-to-afford home today or wait to purchase a more expensive home a couple of years from now when her income is higher. By choosing the
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Published 19 January 2018 LAS CRUCES – Which is the better choice: Purchasing an entry-level home now utilizing your current income, or waiting to purchase your dream home when your income is noticeably higher two years from now? That’s the dilemma a Las Cruces elementary school teacher is facing at this very moment. Since our
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Sep 22, 2017 Mortgage interest rates hit lows for the year
Published 22 September 2017 LAS CRUCES – After climbing steadily throughout the last quarter of 2016 and into the first quarter of this year, mortgage interest rates have reversed course and taken a turn for the better. The rate on the popular 30-year fixed-rate mortgage (FRM) fell to 3.78 percent earlier this month, according to
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Mar 31, 2017 Mortgage rates remain near historic lows
Published 31 March 2017 LAS CRUCES – Yes, mortgage rates have been on the rise. But not to the extent most people think. According to Freddie Mac’s weekly Primary Mortgage Market Survey published on March 23, the rate for a 30-year, fixed-rate mortgage was 73 basis points, or just under three-quarters of a percent, above
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