mortgage rates | Gary Sandler

  • Gary Sandler
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    Published 10 March 2019 Have you applied for a mortgage loan lately? If so, did your lender ask if you’d like to pay discount points? Paying points? Who likes to pay? Well, you might if you’re convinced that you’ll receive something of greater value in return. That’s the premise behind the concept of paying discount

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    Published 23 December 2018 When Las Cruces renters Steve and Mari decided to purchase a home, their first hurdle was to research their financing options. What size down payment will they need? Will there be closing costs? How much income will they need to qualify? And the big question: Which lenders offer the lowest combination

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    Published 11 November 2018 Yes, mortgage rates have been on the rise. But not to the extent most people think. According to Freddie Mac’s weekly Primary Mortgage Market Survey published on Nov. 1, the rate for a 30-year fixed-rate mortgage on that date was 1.33 percent above the lowest conventional rate posted over the past

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    Published 24 May 2018 The answer to the question posed in the headline is a resounding “yes”; no closing-cost mortgages are indeed too good to be true. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having the customer pay them. The bottom

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    Published 3 May 2018 Credit scores are a big deal. According to a Dec. 14, 2017 article published on Bankrate, “When you’re applying for a mortgage, your credit score has the most meaningful impact on the rates you’ll be offered. In his book, “The Smart Consumer’s Guide to Good Credit”, author John Ulzheimer observes that credit scores are “as important as a

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    Published 30 March 2018 According to a new study published in the Journal of Financial Economics, 20 percent of homeowners who could have benefited from refinancing chose not to and lost out on $5.4 billion in interest savings. While refinancing may be advantageous for some, it may not be possible or cost effective for others.

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