GARY SANDLER INC., REALTORS® MORTGAGE SERVICES

As you may have read elsewhere on our website, Gary Sandler Inc., Realtors® sincerely appreciates the opportunity to share its real estate services philosophy with you. In a nutshell, we want all of our clients to experience “The Best Real Estate Has to Offer™.” Here’s how we do it when it comes to mortgages:

Mortgage Lenders and Shoe Stores
Gary’s said it before and he’ll say it again, “Mortgage Lenders are like Shoe Stores!” How so? For a start, both are retailers who offer their respective “products” to the buying public. And while it is common knowledge that most shoe stores carry hundreds of different and unique types of shoe products, many mortgage-seekers are unaware that individual lenders carry hundreds of different types of mortgage products.

Here’s something else to consider: Even if two retailers carry the same products in their respective “inventories,” they may not opt to offer them at the same price. Some lenders have even been known to “push” their in-house products, even though they carry lower-cost products that are more beneficial to certain types of buyers. So how can a savvy consumer find just the right loan at just the right price and protect themselves from predatory lending practices? Gary Sandler has the answer:

Gary Sandler Inc., Realtors®’ Mortgage Services Will Streamline Your Loan Process and Have Quality Lenders Competing for Your Business. Here’s how it works:

Gary Sandler is not an actual mortgage lender but well qualified to help you determine what type of mortgage or mortgage products match your financial goals.

The length of time you intend to own your home, the size of your down payment, your employment record, credit scores and a few other factors will determine which loan products best suit your needs. Once your loan product or products have been identified, Gary (and you, if you’re so inclined) will “shop” locally and around the country for the lender or lenders who carry those types of loans. After that, it’s “let the competition begin,” as lenders compete head-to-head for your business.

What does it cost to have Gary oversee your complete mortgage process? Nothing. Nada. Zero. The State of New Mexico wants your Realtor® to be your advocate, not someone who adds additional costs to your transaction. As a result, New Mexico law prohibits Realtor® from receiving any compensation for overseeing your loan process, other than the normal realty fees paid in connection with your purchase.

Receiving “The Best Real Estate Has to Offer™” not only includes getting a great deal on your home, it also includes getting a great deal on your financing.

Call Gary today for additional details.
Cell: (575) 642-2292