Published 9 December 2018 Today’s home-sale checklist: Clean the yard, spruce up the interior, plant flowers, rearrange the furniture and bury a statue of St. Joseph in the front yard. Bury a statue of St. Joseph? What’s up with that? I’m paraphrasing, but “what’s up with that” was pretty much the response I received from
Read MorePublished 2 December 2018 In a joint survey of just over 1,000 adults that was released last May by the Consumer Federation of America and VantageScore Solutions, LLC, it was found that “…only 42 percent know that a credit score measures the risk of not repaying a loan rather than factors such as knowledge of,
Read MorePublished 25 November 2018 Cosigning a loan for a friend or family member can be a feel-good experience. On the other hand, adding your name to someone else’s loan is a huge responsibility that can be devastating to your credit. So, is cosigning a loan the right thing to do? Only you can make that
Read MorePublished 18 November 2018 According to a Nov. 9 report from the Las Cruces Association of Realtors, the average combined sales price of the 166 new and existing homes, townhomes and condominiums sold in October hit $205,516. That’s a $7,941, or 4 percent, increase over September’s average price of $197,575; and an $11,097, or 5.7
Read MorePublished 11 November 2018 Yes, mortgage rates have been on the rise. But not to the extent most people think. According to Freddie Mac’s weekly Primary Mortgage Market Survey published on Nov. 1, the rate for a 30-year fixed-rate mortgage on that date was 1.33 percent above the lowest conventional rate posted over the past
Read MorePublished 4 November 2018 Three years ago, Federal Emergency Management Agency Deputy Associate Administrator for Insurance and Mitigation Roy Wright said that “If there was ever a time to buy flood insurance, this is the time.” While Wright’s message was chiefly directed at California residents, local flood officials are of the opinion that some Las
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