News & Info | Gary Sandler

  • Gary Sandler
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    Published 3 March 2019 When’s the last time your lights went out? Or your gas? Or your water? We’ve all been there at one time or another. Some interruptions last just a few minutes; some for hours. In not-so-rare instances, large swaths of populations can be inconvenienced for days, weeks or even months. Take for

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  • Gary Sandler
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    Published 24 February 2019 The Las Cruces Association of Realtors reported on Feb. 17 that local Realtors sold 130 new and existing homes, townhomes and condominiums in January. That number was just two sales shy of the 132 homes that were sold in January 2018, which was the third-best sales production year in our area’s

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  • Gary Sandler
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    Published 17 February 2019 If you’ve ever taken out a mortgage, there’s a good chance the lender who made the loan to you sold it to another bank or investor before you made your first payment. There’s also a good chance that if you’ve had your mortgage for a few years, it may have been

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  • Gary Sandler
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    Published 10 February 2019 According to our friends at the U.S. Census Bureau, 87,838 individual housing units were providing shelter for homeowners and tenants in Doña Ana County at the end 2017. Housing units include single-family homes, townhomes, condominiums, mobile homes, apartments or a group of rooms or a single room that is used as

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  • Gary Sandler
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    Published 3 February 2019 With lots of home sales come lots of new mortgages. And with each of those new mortgages come lots of monthly payments — 360 in the case of a typical 30-year loan. Each of those monthly payments is made up of multiple components; such as principal and interest, reserves for taxes

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  • Gary Sandler
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    Published 27 January 2019 Prior to the Great Depression of the 1930s, obtaining a mortgage was a challenging task. Down payments were typically 50 percent of the purchase price, loan terms seldom exceeded 10 years, and balloon payments were the order of the day. It wasn’t until the passage of the Federal Home Loan Bank

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