-
May 24, 2018 Are no closing-cost mortgages too good to be true?Published 24 May 2018 The answer to the question posed in the headline is a resounding “yes”; no closing-cost mortgages are indeed too good to be true. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having the customer pay them. The bottom
Read More -
Published 26 April 2018 It all began following the collapse of the housing market. The same Congress that over the years systematically deregulated the financial industry to the point where underqualified buyers were allowed to purchase homes they couldn’t afford, spun a 180 and imposed new regulations designed to prevent similar occurrences in the future. The legislation, formally known as the Dodd-Frank Wall Street Reform
Read More -
Dec 01, 2017 Resolved: how to pay down your mortgage in 2018
Published 1 December 2017 LAS CRUCES – As 2017 comes to an end, many of us will begin thinking about our new year’s resolutions. Some will pledge to lose weight, while others will strive to spend more time with family or find a better job. A scant few will vow to accelerate the payoff of
Read More -
Published 29 September 2017 LAS CRUCES – First-time buyers drive the housing market. Think of it as the trickle-up theory. First-timers buy the homes of the first-time buyers who preceded them, who in turn move up to larger and more expensive homes. In annual surveys dating back to 1981, the National Association of Realtors reported that an average
Read More -
Sep 01, 2017 Credit scores are important – and valuable
Published 1 September 2017 LAS CRUCES – According to a recent report from the financial website www.myfico.com, the average U.S. FICO score in 2007 was 689. FICO is an acronym for Fair Isaac Corporation, the folks who created the FICO score. The highlight of the report, however, was that the average score hit a milestone this
Read More -
Aug 04, 2017 NM veterans making use of VA home loans
Published 4 August 2017 LAS CRUCES – From the outbreak of the Mexican-American war in 1846, to campaigns being waged this very day in multiple countries around the world, New Mexico servicemen and women have bravely defended America’s Constitution and way of life. With that service came a long list of benefits, one of which is
Read More
© 2022 Gary Sandler - Website Developed by: Digital Solutions