credit score | Gary Sandler

  • Gary Sandler
    No Comments | 0 Likes | 948 Views

    Published 16 November 2019 LAS CRUCES – Determining how much home you can buy before hopping into the car and embarking on loan and house shopping sprees is a very good idea. In addition to uncovering the extent of your buying power, you’ll learn enough about the qualifying process to successfully negotiate with lenders for

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 821 Views

    Published 7 July 2019 According to a recent report from the consumer credit reporting company Experian, the average U.S. FICO score is 704. FICO is an acronym for Fair Isaac Corporation, the folks who created the FICO score. The highlight of the report, however, was that a difference of just a few points can make

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 874 Views

    Published 2 December 2018 In a joint survey of just over 1,000 adults that was released last May by the Consumer Federation of America and VantageScore Solutions, LLC, it was found that “…only 42 percent know that a credit score measures the risk of not repaying a loan rather than factors such as knowledge of,

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,235 Views

    Published 27 September 2018 Earlier this year I wrote about the importance of freezing your credit and the benefits and protections the freeze provides. Since that time, on Sept. 21 to be exact, a new law went into effect prohibiting credit reporting agencies from charging a fee for the service. Congress’ action was taken in

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,426 Views

    Published 31 May 2018 Credit and home buying go together like peanut butter and chocolate. Of late, hackers and identity thieves have left a bad taste in the mouths of many prospective home buyers. A perfect example is last year’s hacking of consumer data from credit files maintained by Equifax, one of our nation’s three

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,566 Views

    Published 24 May 2018 The answer to the question posed in the headline is a resounding “yes”; no closing-cost mortgages are indeed too good to be true. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having the customer pay them. The bottom

    Read More

© 2022 Gary Sandler - Website Developed by: Digital Solutions