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Oct 02, 2016 How’s the market? Which market?Published October 2, 2016 Before I begin, I want to correct an error that appeared in last week’s column regarding who owns your mortgage. The correct phone number for the MERS ServicerID® registration system is (888) 679-6377. My apologies to anyone who was inconvenienced by the error. Now, on to today’s topic. Realtors field a
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Sep 25, 2016 Why did your mortgage lender sell your loan?
Published September 25, 2016 If you’ve ever taken out a mortgage, there’s a good chance the lender who made the loan to you sold it to another bank or investor before you made your first payment. There’s also a good chance that if you’ve had your mortgage for a few years, it may have been
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Sep 19, 2016 Good credit can save you big bucks
Published September 19. 2016 According to the Consumer Federation of America, “Most consumers still do not know basic facts about credit scores and their financial significance”. That point was driven home recently when a poll taken by Opinion Research Corp. revealed that only 47 percent of the consumers polled considered their own knowledge of credit
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Sep 12, 2016 “Buy and Bail” is a very bad idea
Published September 12, 2016 What follows is the story of an actual Las Cruces area homebuyer who purchased a new home a few years ago with the intention of living in it for quite some time. After residing in the property for just under a year, the homeowner received a terrific out-of-town job offer. He
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Published September 5, 2016 The short answer to the question is three and a half months. The long answer is that the actual time required depends on where the property is located. In this instance, the time represents how long it took to close the 913 transactions that were booked through our local multiple listing
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Aug 29, 2016 Should you pay points when taking out a mortgage?
Published August 29, 2016 Have you applied for a mortgage loan lately? If so, did your lender ask if you’d like to pay discount points? Points? Like to pay? Who likes to pay? Well, you might if you’re convinced that you’ll receive something of greater value in return. That’s the premise behind the concept of
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