Published 29 May 2022 According to the U.S. Department of Housing and Urban Development, more than 2 million instances of housing discrimination occur each year in the U.S. Housing discrimination takes place when landlords, home sellers and lenders treat some consumers differently than they do others. When discrimination takes place, it is a violation of
Read MorePublished 22 May 2022 Have you applied for a mortgage loan lately? If so, you are aware of how much mortgage rates have increased over the past few months. One method of offsetting the higher rates is to pay discount points. But is paying to lower your interest rate worth the expense? Well, it may
Read MorePublished 15 May 2022 According to the Bureau of Justice Statistics (https://www.bjs.gov), apartment dwellers are 50 percent more likely to be victims of theft than people who own homes. Despite that fact, a survey of 1,400 renters by Apartments.com revealed that just over two-thirds of apartment dwellers and more than half of home renters don’t carry insurance.
Read MorePublished 8 May 2022 Picture this: You move into your newly purchased home and within the first year the garbage disposal quit working, one of the toilet tanks sprung a leak, the water heater stopped heating and the air conditioner conked out. Encountering unexpected repairs after closing is never an exciting proposition unless, of course, you
Read MorePublished 1 May 2022 Picture this: You’re a landlord who rented or leased a house, apartment or mobile home to a tenant. At the end of the term, you and the tenant walk through the property to determine if it’s being returned to you in the same condition it was in when the tenant first
Read MorePublished 23 April 2022 The New Mexico Mortgage Finance Authority is continuing to promote the use of HomeNow, which is a down payment assistance loan available to lower-income first-time homebuyers. HomeNow is a zero-percent interest rate loan that is non-amortizing, meaning that there are no monthly payments required. According to Teri Baca, MFA homeownership representative,
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