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Jul 10, 2022 Mortgage lenders are like shoe storesPublished 10 July 2022 When Las Cruces renters Steve and Mari decided to purchase a home, their first hurdle was to research their financing options. What size down payment will they need? Will there be closing costs? How much income will they need to qualify? And the big question: which lenders offer the lowest combination
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Jul 03, 2022 It’s monsoon season. Do you need flood insurance?
Published 2 July 2022 A few years ago, Federal Emergency Management Agency Deputy Associate Administrator for Insurance and Mitigation Roy Wright said that “If there was ever a time to buy flood insurance, this is the time.” While Wright’s message was chiefly directed at California residents, local flood officials were in agreement that some Las
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Published 26 June 2022 Utility bills can be a point of contention between landlords and tenants, especially when a tenant vacates a rental property without first settling with the utility companies. The extent to which the problem affects the landlord has everything to do with the individual utility company and the laws and regulations which
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Jun 19, 2022 State law protects both landlords and tenants
Published 19 June 2022 Whether you’re a tenant looking to rent a house, mobile home or apartment, or you’re a landlord searching for a suitable renter, it pays to know the law. In the Land of Enchantment, that law is referred to as the New Mexico Owner-Resident Relations Act. Without a working knowledge of what’s
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Jun 05, 2022 Looking for a bargain? Try HUD
Published 5 June 2022 Prior to the Great Depression of the 1930s, obtaining a mortgage was a challenging task. Down payments were typically 50 percent of the purchase price, loan terms seldom exceeded 10 years, and balloon payments were the order of the day. It wasn’t until the passage of the Federal Home Loan Bank
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Published 29 May 2022 According to the U.S. Department of Housing and Urban Development, more than 2 million instances of housing discrimination occur each year in the U.S. Housing discrimination takes place when landlords, home sellers and lenders treat some consumers differently than they do others. When discrimination takes place, it is a violation of
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