loans | Gary Sandler

  • Gary Sandler
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    Published 24 May 2018 The answer to the question posed in the headline is a resounding “yes”; no closing-cost mortgages are indeed too good to be true. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having the customer pay them. The bottom

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  • Gary Sandler
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    Published 1 December 2017 LAS CRUCES – As 2017 comes to an end, many of us will begin thinking about our new year’s resolutions. Some will pledge to lose weight, while others will strive to spend more time with family or find a better job. A scant few will vow to accelerate the payoff of

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  • Gary Sandler
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    Published  October 30, 2016 The U.S Department of Agriculture makes home loans. More importantly, it makes zero-down home loans. It also provides loan guarantees to traditional lenders who make home loans in underserved rural areas. Another well-kept secret is that the USDA Rural Housing program has been in existence since 1949. According to Terry Brunner,

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