loan | Gary Sandler

  • Gary Sandler
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    Published 5 October 2018 Las Cruces is a college town. According to the New Mexico Higher Education Department, so are 22 other communities in the state. What do they all have in common? College kids who need a place to live. In many cases, parents or grandparents pick up the tab for their offspring’s housing.

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  • Gary Sandler
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    Published 19 January 2018 LAS CRUCES – Which is the better choice: Purchasing an entry-level home now utilizing your current income, or waiting to purchase your dream home when your income is noticeably higher two years from now? That’s the dilemma a Las Cruces elementary school teacher is facing at this very moment. Since our

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    Published 22 September 2017 LAS CRUCES – After climbing steadily throughout the last quarter of 2016 and into the first quarter of this year, mortgage interest rates have reversed course and taken a turn for the better. The rate on the popular 30-year fixed-rate mortgage (FRM) fell to 3.78 percent earlier this month, according to

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    Published 1 September 2017 LAS CRUCES – According to a recent report from the financial website www.myfico.com, the average U.S. FICO score in 2007 was 689. FICO is an acronym for Fair Isaac Corporation, the folks who created the FICO score. The highlight of the report, however, was that the average score hit a milestone this

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    Published 7 July 2017 LAS CRUCES – Thinking of purchasing a new vehicle or installing an in-ground swimming pool? Perhaps you’re in need of cash for college tuition, mounting debts or an extreme makeover for your family pet. Maybe you’d like to improve your home by remodeling or adding more space. Those uses and more can

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    Published 30 June 2017 LAS CRUCES – With lots of new home sales come lots of new mortgages. And with each of those new mortgages come lots of monthly payments – 360 in the case of a typical 30-year loan. Each of those monthly payments is made up of multiple components such as principal and interest, reserves for

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