loan | Gary Sandler

  • Gary Sandler
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    Published 5 October 2019 It costs money to take out a mortgage. Costs can range from $2,500 to $3,000 for a low-priced starter home to tens of thousands of dollars for multi-million-dollar homes. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having

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  • Gary Sandler
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    Published 10 March 2019 Have you applied for a mortgage loan lately? If so, did your lender ask if you’d like to pay discount points? Paying points? Who likes to pay? Well, you might if you’re convinced that you’ll receive something of greater value in return. That’s the premise behind the concept of paying discount

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  • Gary Sandler
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    Published 17 February 2019 If you’ve ever taken out a mortgage, there’s a good chance the lender who made the loan to you sold it to another bank or investor before you made your first payment. There’s also a good chance that if you’ve had your mortgage for a few years, it may have been

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  • Gary Sandler
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    Published 30 December 2018 As 2018 comes to an end, many of us will begin thinking about our new year’s resolutions. Some will pledge to lose weight, while others will strive to spend more time with family or find a better job. A scant few will vow to accelerate the payoff of their mortgage. Paying

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    Published 25 November 2018 Cosigning a loan for a friend or family member can be a feel-good experience. On the other hand, adding your name to someone else’s loan is a huge responsibility that can be devastating to your credit. So, is cosigning a loan the right thing to do? Only you can make that

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  • Gary Sandler
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    Published 5 October 2018 Las Cruces is a college town. According to the New Mexico Higher Education Department, so are 22 other communities in the state. What do they all have in common? College kids who need a place to live. In many cases, parents or grandparents pick up the tab for their offspring’s housing.

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