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Sep 20, 2018 Local home sales continue to be strongPublished 20 September 2018 According to a Sept. 14 report from the Las Cruces Association of Realtors, local Realtors sold 202 new and existing homes, townhomes and condominiums during the month of August, representing a 14 unit, or 7.9 percent, increase over the 178 properties sold in August of 2017. A total of 1,455 Las Cruces-area
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May 24, 2018 Are no closing-cost mortgages too good to be true?
Published 24 May 2018 The answer to the question posed in the headline is a resounding “yes”; no closing-cost mortgages are indeed too good to be true. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having the customer pay them. The bottom
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May 03, 2018 Higher credit scores mean lower mortgage rates
Published 3 May 2018 Credit scores are a big deal. According to a Dec. 14, 2017 article published on Bankrate, “When you’re applying for a mortgage, your credit score has the most meaningful impact on the rates you’ll be offered. In his book, “The Smart Consumer’s Guide to Good Credit”, author John Ulzheimer observes that credit scores are “as important as a
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Mar 30, 2018 Paying extra on a mortgage saves big bucks
Published 30 March 2018 According to a new study published in the Journal of Financial Economics, 20 percent of homeowners who could have benefited from refinancing chose not to and lost out on $5.4 billion in interest savings. While refinancing may be advantageous for some, it may not be possible or cost effective for others.
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Published 23 February 2018 LAS CRUCES – It was just a few weeks ago that I shared the story of a young school teacher who was struggling to decide whether to buy an easy-to-afford home today or wait to purchase a more expensive home a couple of years from now when her income is higher. By choosing the
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Sep 22, 2017 Mortgage interest rates hit lows for the year
Published 22 September 2017 LAS CRUCES – After climbing steadily throughout the last quarter of 2016 and into the first quarter of this year, mortgage interest rates have reversed course and taken a turn for the better. The rate on the popular 30-year fixed-rate mortgage (FRM) fell to 3.78 percent earlier this month, according to
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