News & Info | Gary Sandler

Mar 28, 2021 Credit scores are important — and valuable

Gary Sandler

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Published 28 March 2021 According to a recent report from the consumer credit reporting company, Experian, the average U.S. FICO score is 711. FICO is an acronym for Fair Isaac Corporation, the folks who created the FICO score. The highlight of the report, however, was that a difference of just a few points can make

Mar 22, 2021 No closing cost loans can be expensive

Gary Sandler

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Published 22 March 2021 It costs money to take out a mortgage. Costs can range from $2,500 to $3,500 for a low-priced starter home to tens of thousands of dollars for multi-million-dollar homes. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having

Mar 14, 2021 Las Cruces-area home sales on track for another record year

Gary Sandler

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Published 14 March 2021 Last year was a record-setting year for home sales in Las Cruces, with 2,313 closed transactions. According to a March 9 report from the Las Cruces Association of Realtors, this year’s sales pace is already on track to produce an even more spectacular result. Take the number of homes sold in

Mar 07, 2021 Is title insurance really necessary?

Gary Sandler

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Published 7 March 2021 A home is usually the largest single investment any of us will ever make. Whether purchasing with cash or financing with a mortgage, title insurance is an important part of the process. For New Mexico property buyers who finance the purchase of a property, the $120.00 or so they customarily pay

Feb 28, 2021 Whatcha gonna do when the lights go out?

Gary Sandler

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Published 28 February 2021 When’s the last time your lights went out? Or your gas? Or your water? We’ve all been there at one time or another. Some interruptions last just a few minutes; some for hours. In not-so-rare instances, large swaths of populations can be inconvenienced for days, weeks or even months. Take, for

Feb 21, 2021 Landlords love to return security deposits

Gary Sandler

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Published 21 February 2021 Picture this: You’re a landlord who rented or leased a house, apartment or mobile home to a tenant. At the end of the term, you and the tenant walk through the property to determine if it’s being returned to you in the same condition it was in when the tenant first