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May 09, 2021 Looking for a bargain on your next home? Try HUDPublished 9 May 2021 Prior to the Great Depression of the 1930s, obtaining a mortgage was a challenging task. Down payments were typically 50 percent of the purchase price, loan terms seldom exceeded 10 years, and balloon payments were the order of the day. It wasn’t until the passage of the Federal Home Loan Bank
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Published 2 May 2021 According to the New Mexico Indian Affairs Department, the Land of Enchantment is home to 219,237 Native American citizens. Members of the 23 tribes associated with the 3 reservations and 19 pueblos located within our borders make up just under 10.5 percent of our state’s entire population. While many tribal members
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Apr 26, 2021 Now may be the time to dump your mortgage insurance
Published 26 April 2021 According to the National Association of Realtors 2020 Down Payment Expectations & Hurdles to Homeownership report, the median down payment in 2019 was 12 percent for all buyers, six percent for first-time buyers, and 16 percent for repeat buyers. The median is where half paid above that percentage and half paid
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Apr 18, 2021 Was your home ever the site of a meth lab?
Published 18 April 2021 When Eddie and Eva Bloor purchased their Cowlitz County, Wash., home in 2004, they had no idea the house had been used for methamphetamine production. Neither the sellers nor the real estate brokers disclosed to the Bloors that toxic chemicals had been found at the residence. The newly minted homeowners were
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Apr 11, 2021 Is renter’s insurance worth the cost?
Published 11 April 2021 According to the Bureau of Justice Statistics (https://www.bjs.gov), apartment-dwellers are 50 percent more likely to be victims of theft than people who own homes. Despite that fact, a survey of 1,400 renters by Apartments.com revealed that just over two-thirds of apartment dwellers and more than half of home renters don’t carry insurance. Why?
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Published 4 April 2021 According to the Dona Ana County Assessor’s website at www.donaanacounty.org/assessor, the 2020 Notices of Value for real and personal property were to be mailed out April 1. Since this column was written on March 29, the notices may or may not have gone out on time. And since the Assessor’s Office is
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