Published 1 August 2021 Thinking of purchasing a new vehicle or installing an in-ground swimming pool? Perhaps you’re in need of cash for college tuition, mounting debts or an extreme makeover for your family pet. Maybe you’d like to improve your home by remodeling or adding more space. Those uses and more can be financed
Read MorePublished 25 July 2021 When young renters Mark and Sylvia decided to make the transition from tenant life to homeownership, they had a fairly good idea their past credit indiscretions would make it difficult to qualify for a mortgage. After discussing their plight with a mortgage lender, they were disappointed to learn that it could
Read MorePublished 18 July 2021 The median sales price of the existing single-family homes sold during the first six months of this year rose by 25.6 percent above the median price of the existing single-family homes sold during the same period last year, according to a July 11 report from the Las Cruces Association of Realtors.
Read MorePublished 11 July 2021 Cosigning a loan for a friend or family member can be a feel-good experience. On the other hand, adding your name to someone else’s financial obligation is a huge responsibility that can be devastating to your credit. So, is cosigning a loan the right thing to do? Only you can make
Read MorePublished 4 July 2021 A few years ago, Federal Emergency Management Agency Deputy Associate Administrator for Insurance and Mitigation Roy Wright said, “If there was ever a time to buy flood insurance, this is the time.” While Wright’s message was chiefly directed at California residents, local flood officials were in agreement that some Las Cruces-area homeowners and
Read MorePublished 27 June 2021 Homebuyers are inherently payment-conscious. Their typical mantra is “the lower the better.” To that end, some purposefully seek out homes priced at the lower end of the spectrum. Few are aware that there’s another and sometimes even better approach to achieving a low monthly payment; buy a property that generates income.
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