loan cost | Gary Sandler

  • Gary Sandler
    No Comments | 0 Likes | 931 Views

    Published 18 August 2019 It’s no secret that mortgage interest rates are at historic lows — the lowest in 33 months to be exact. Freddie Mac reported on Aug. 8 that the average conventional 30-year and 15-year mortgage rates were 3.60 percent and 3.05 percent, respectively. One year ago, the rates were 4.59 percent and

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,294 Views

    Published 10 March 2019 Have you applied for a mortgage loan lately? If so, did your lender ask if you’d like to pay discount points? Paying points? Who likes to pay? Well, you might if you’re convinced that you’ll receive something of greater value in return. That’s the premise behind the concept of paying discount

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,555 Views

    Published 24 May 2018 The answer to the question posed in the headline is a resounding “yes”; no closing-cost mortgages are indeed too good to be true. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having the customer pay them. The bottom

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,344 Views

    Published 30 March 2018 According to a new study published in the Journal of Financial Economics, 20 percent of homeowners who could have benefited from refinancing chose not to and lost out on $5.4 billion in interest savings. While refinancing may be advantageous for some, it may not be possible or cost effective for others.

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,328 Views

    Published 23 February 2018 LAS CRUCES – It was just a few weeks ago that I shared the story of a young school teacher who was struggling to decide whether to buy an easy-to-afford home today or wait to purchase a more expensive home a couple of years from now when her income is higher. By choosing the

    Read More
  • Gary Sandler
    No Comments | 0 Likes | 1,627 Views

    Published 19 January 2018 LAS CRUCES – Which is the better choice: Purchasing an entry-level home now utilizing your current income, or waiting to purchase your dream home when your income is noticeably higher two years from now? That’s the dilemma a Las Cruces elementary school teacher is facing at this very moment. Since our

    Read More

© 2022 Gary Sandler - Website Developed by: Digital Solutions