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  • Gary Sandler
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    Published 5 June 2018 Homebuyers are inherently payment conscious. Their typical mantra is “the lower the better.” To that end, some purposefully seek out homes priced at the lower end of the spectrum. Few are aware that there’s another and sometimes even better approach to achieving a low monthly payment: Buy a property that generates income. To

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  • Gary Sandler
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    Published 31 May 2018 Credit and home buying go together like peanut butter and chocolate. Of late, hackers and identity thieves have left a bad taste in the mouths of many prospective home buyers. A perfect example is last year’s hacking of consumer data from credit files maintained by Equifax, one of our nation’s three

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  • Gary Sandler
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    Published 24 May 2018 The answer to the question posed in the headline is a resounding “yes”; no closing-cost mortgages are indeed too good to be true. The truth is that all mortgages have closing costs. The no closing-cost moniker is simply mortgage-speak for employing alternative methods of having the customer pay them. The bottom

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  • Gary Sandler
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    Published 17 May 2018 The combined number of new and existing homes, condos and townhomes sold during April jumped 30.4 percent over the number of sales booked in April 2017, according to a May 13 report from the Las Cruces Association of Realtors. Year-to-date sales through April produced a similar result, rising 25 percent over the same year-ago period. Here’s how

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  • Gary Sandler
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    Published 10 May 2018 Not long ago, a Realtor I know had the opportunity to show a listing to a pair of prospective homebuyers who responded to an advertisement. At the conclusion of the showing, the broker inquired about the couple’s current housing situation and buying plans. The duo indicated that they were planning to sell their home in the country and move closer to town. When asked whether they intended to sell their present home or

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  • Gary Sandler
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    Published 3 May 2018 Credit scores are a big deal. According to a Dec. 14, 2017 article published on Bankrate, “When you’re applying for a mortgage, your credit score has the most meaningful impact on the rates you’ll be offered. In his book, “The Smart Consumer’s Guide to Good Credit”, author John Ulzheimer observes that credit scores are “as important as a

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